will insurance pay for a mold test

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I had a musty smell in my basement and found some suspicious black spots, so I wanted to know if my homeowners insurance would cover the cost of a mold test. Most standard policies only pay for testing if the moisture issue was caused by a covered peril, like a sudden pipe burst, but they won't pay for tests related to long-term leaks or neglect. I decided to call my agent first to avoid paying out-of-pocket for something that might not be reimbursable.