what you need for bank loans

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To get a bank loan, you typically need a steady income, a good credit score, and proof of identity like a driver's license or passport. Banks also ask for documents showing your employment history, such as recent pay stubs or tax returns. If you're self-employed, they might want business financials. A decent credit history helps, but some lenders offer options for lower scores with higher interest rates. You'll also need to explain what the loan is for and how you plan to repay it.