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הבנק עשוי להציע תמהיל שנוח לו, אך לא בהכרח למשפחה. חשוב לבחון כל מסלול לפי רגישות לריבית, מדד, תחנות יציאה וגמישות לפרעון מוקדם בעתיד.

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