fiduciary financial advice
https://wiki-byte.win/index.php/Why_Flat-Fee_Financial_Planning_Is_Gaining_Traction_Among_Savvy_Investors
When you're getting fiduciary financial advice, the advisor is legally required to put your best interests ahead of their own, which means no hidden commissions or products that benefit them more than you. It's a higher standard of care that brings peace of mind, especially for retirement planning or estate decisions.