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Why would insurance deny a water damage claim

https://waterdamageinsuranceclaimfocus.juniperbrief.com/posts/why-your-water-damage-insurance-claim-might-get-denied-in-st.-louis-and-how-to-get-help

Insurance often denies water damage claims if they determine the issue resulted from long-term neglect or lack of maintenance, like a slow leak that corroded pipes over years, rather than a sudden, accidental event such as a burst pipe. They might also reject claims if the policy specifically excludes certain types of water damage, like flooding from external sources or groundwater seepage, so it’s crucial to review what your policy actually covers.