Inherited a Rolex and wondering if you should sell or take a collateral loan?...

https://highstylife.com/sell-my-rolex-or-take-a-loan-against-it-for-a-security-deposit-weighing-your-best-option/

Inherited a Rolex and wondering if you should sell or take a collateral loan? Understanding the difference between insurance value and resale value is key. Insurance value often covers replacement cost, while resale value reflects the current market price