How to Approach Social Security in Your Retirement Plan

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When planning for retirement, it's crucial to understand how Social Security fits into your overall picture. You're essentially deciding when to claim benefits, which directly affects your monthly income for the rest of your life. While you can start as early as 62, waiting until full retirement age or even 70 will give you a significantly larger check. Think about your health, other savings, and how long you expect to live. For many, bridging the gap between retirement and a later claiming dat…