financial habits in South Africa

https://southafricanbankingzone.alderbrief.com/posts/navigating-south-african-banking-services-for-better-financial-decisions

In South Africa, financial habits are shaped by a mix of necessity and aspiration. Many people rely on informal savings groups called stokvels to pool money for emergencies or big purchases, while others juggle debt from store cards and loans. The high cost of living and regular load-shedding mean budgets often stretch thin, yet there's a strong focus on paying school fees and building a better future. Cash is still king in townships, but mobile money like e-wallets is growing fast, especially…