blockchain and personal loans in south africa
https://aged-wiki.win/index.php/How_Blockchain_and_Personal_Loans_in_South_Africa_Are_Changing_Borrowing
In South Africa, blockchain is slowly making its way into the personal loan space, offering a way to verify identity and credit history without traditional bank infrastructure. Some fintechs are experimenting with using blockchain to store loan agreements and repayment records, which could help people without formal credit scores access small loans. It's still early days, but the idea is to reduce fraud and make lending more transparent, especially for the unbanked population.