After a bank said no to my self-employed buddy

https://cactus-unicorn-170.notion.site/After-our-pre-approval-I-found-out-the-stress-test-still-applied-on-renewal-36da72a9b95380e1b504c20d2f37ab9b

After a bank said no to my self-employed buddy, a broker explained different lender criteria and how that led to an approval elsewhere.