A big bill need not eat your safety net. Keep separate savings pots for the...

https://technivorz.com/what-does-regulated-borrowing-mean-for-family-finance-decisions/

A big bill need not eat your safety net. Keep separate savings pots for the cost and your emergency buffer, with a set sum for each. Stress-test your budget with an awkward month: add a car fix, high food costs or less pay